©2019 by Rachel Richards


Author. Real Estate Investor. Finance Guru. Professional Speaker. Business Owner.

As Featured On...




About Rachel

Only 27 years old, Rachel quit her job and retired, living off over $10,000 per month in passive income. Rachel has made a name for herself in the personal finance realm. She has been featured on the Penny Hoarder and the New York Times and contracted to speak at colleges. Her valuable lessons have helped thousands of female millennials work their way out of financial despair. She has successfully done what no one has done before: made the topic of money management fun, entertaining, and simple.

Rachel has a Bachelor of Science in Financial Economics from Centre College. She has held roles as a financial advisor, a real estate analyst, and a senior finance analyst. 


Rachel is based in Louisville, KY, with her husband and dog.

Karla Wilson, Implementation Director for the StartSmart Speaker Series at College of Central Florida

"What an incredible opportunity to have Rachel present to our students. As part of a speaker series on financial literacy, we definitely got our money’s worth! Rachel was very adaptable to our students’ needs and led the dialog in gaining the necessary insight to really understand her audience. We had a sound hiccup in recording her first performance, and Rachel went above-and-beyond by graciously agreeing to run through the entire speech again after the auditorium emptied so that we could get the recording that we desired. We received such positive reviews from her visit in the Fall semester, we asked her to return again in the Spring. If you are looking for a dynamic and polished speaker to relate to a wide range of audience members on a topic that could be less than exciting, you cannot go wrong with Rachel. She made financial planning engaging and immediately accessible to our students, faculty, and staff."

James Meier, Teaching Learning Engagement Institute Coordinator at College of Central Florida

"Rachel Richards's energy, age (she’s only 27!), and humor kept an audience of Generation Z college students highly engaged and excited throughout a 35-minute speech, which is no small feat. A large part of her success derives from her unique ability to form a connection with students and deliver her message in such a way that it truly resonates with them, while addressing their financial fears and aspirations. Her proactive communication and attention to detail ensured that the myriad logistical challenges were taken care of and everything went smoothly. I’d heartily recommend Rachel as a speaker. Her oratorical virtuosity and overall professionalism are unsurpassed. We’ve invited her to our college on two separate occasions over the past six months, and given her effectiveness, I suspect we’ll ask her back again in the not-too-distant future."

Hire Rachel for Your Next Event!

Rachel has been invited to speak on countless platforms, hosted workshops, and is now making the rounds at colleges across the country. To inquire about booking Rachel, please fill out the following form.